|
Welcome, Parents!
Thank
you for logging on to Kids Matter!
Our commitment to educating
youth about finances and money is the reason for the new Kids Matter Program.
As part of your online financial resource,
we’ve included a Money Concepts and Resource section specifically devoted to
educating kids about money.
Every page provides an opportunity
for positive parent-child interaction during the educational process.
Basic money management approached in a fresh, kid-friendly format!
Saving for College Education
Have you considered the cost of a college or university
education for your children? We can look at the future costs of
education with you and offer a number of investment strategies and
products to help you build a solid education fund for your children. You
can also use our College Savings Calculator to determine the
monthly investment amount you will need to put aside to help achieve
your child's future education goals. With our help,
reaching your child's education goals is easier!
Our commitment to educating youth about banking
and money
includes products and services like youth savings, youth checking, and
other investing programs that offer
children savings solutions with flexible degrees of management and
control. The knowledge, information and experience your children will
gather through the Kids Matter Program will help them to understand the
concepts of
budgeting, saving and investing that will build a set of skills that
promise a lifetime of benefit.
For further information on our products and
services, call your personal banking representative, visit the branch
near you or email us.
An Early Advantage
If you
were like most people, you opened a checking account after graduation and
set off on a relatively expensive sink-or-swim crash course with money. And
if you’re like most of us, you sank a few times before getting the hang of
things. Don’t you wish you’d had the opportunity to become ‘money smart’ at
a younger age? Take this chance to teach your child the oft-neglected area
of training in responsible stewardship.
Online Parameters
As
parents ourselves, we believe it’s critical and essential that you be
involved in your child’s online experience. There is no deterrent as
effective as your immediate presence for restricting access to harmfully
explicit sites. It is your decision as to whether or not you want to explore
each page of Kids Matter with your child – often an age-related issue – but
we do recommend that you be in close proximity during their online session.
Hands-on Learning
Responsible management, the merits of saving, ideas about earning and
spending… these are the general topics we have found to be of high interest
and usefulness to our young subscribers. The information is reliable and
designed to generate motivation for personal application. For example, we
promote earning goals by providing a scenario, a wide range of ideas for
making money, and recommend visuals to chart earning progress. Taking practical
advice and implementing it to specific situations – total hands-on learning
in a safe environment.
Special Features
An
online calculator is provided to assist your young banker in working with
his/her money. The basic concept of interest is also explored; what it is
and how it’s figured, with both sides of the coin exposed - earning and
borrowing.
Kids Matter links to several other quality, educational sites that we’ve
found to be reputable and profitable. Take the time to explore the suggested
sites for areas of special interest or research.
Do It Together
Join
with us to educate your child about money. The email
contact form is provided for the purpose of communication – your
money questions and problems as well as your child’s. Feel free to
utilize our knowledge and expertise in a shared learning experience! Open
savings and checking accounts! You’ll never be able to add up all the
benefits of investing one-on-one time and first-hand knowledge in your
child.
Smart Tip:
Thousands of scholarships and grants represent hundreds of thousands of
dollars available to worthy students. Starting as young as 10th grade,
students can begin to apply for scholarships and grants to college and
vocational school. Anyone can go to a public high school counselor’s office
and browse through the myriads of scholarship and grant applications. It
certainly helps to have a general sense of direction you want your education
to take and a range of schools in mind. Junior highers would be motivated by
reading through this material, realizing how much they have to gain by
working hard at their studies!
Knowledge is power, so by knowing these kinds of things while they’re
young, you can direct their education and goals toward meeting
basic scholarship requirements – and make all that hard studying really pay
off!
ALLOWANCE – To Pay or Not to Pay!??
The age
old debate wages on… Is allowance payment for chores done (well!)? or just a
cursory payment for occupying a spot on the family roster? Well,
unfortunately, as a kid it’s not your place to choose. Parents make the call
for their own household, depending on their value system and often personal
experience as well.
Our
observations indicate that the majority of moms and dads give allowance as a
reimbursement for list of jobs done each week.
|
